If you’ve been eyeing a Walt Disney World Annual Pass but didn’t love the upfront cost, Disney just made the first step a little less painful – at least for Florida residents.
For a limited time, Florida residents can purchase any Walt Disney World Annual Pass with a $99 down payment, which is half of the usual amount. The offer applies to all four Annual Pass tiers and uses Disney’s standard monthly payment plan with 0% APR.
How the Monthly Payment Plan Works
When you purchase an Annual Pass, you’ll pay $99 upfront. The remaining balance is then split into 12 automatic monthly payments. Your first monthly payment is charged on the day of purchase or shortly afterward.
Monthly payment amounts vary by pass type and are based on the remaining balance after the down payment:
- Disney Pixie Dust Pass: $35.15 per month after $99 down (total cost: $489)
- Disney Pirate Pass: $68.88 per month after $99 down (total cost: $869)
- Disney Sorcerer Pass: $89.29 per month after $99 down (total cost: $1,099)
- Disney Incredi-Pass: $136.33 per month after $99 down (total cost: $1,629)
To qualify for the monthly payment option, you must:
- Be a Florida resident with valid ID
- Be at least 18 years old
- Agree to Disney’s installment payment plan
Annual Pass Perks
All four Annual Pass options include standard theme park parking and discounts on select dining locations across Walt Disney World. Passholders can also save up to 20% on select merchandise at Disney-owned and operated stores. See the full list of Annual Pass discounts here!
What This Deal Actually Does
It’s important to note that this isn’t a discount on the Annual Pass itself. The total price stays exactly the same. Instead, the promotion lowers the initial barrier to entry by reducing the down payment, making it easier to get started. The remaining balance is rolled into the monthly payments, which slightly increases those amounts compared to the standard down payment structure.
In short: you’re not paying less overall – but you are paying less upfront.
